So, the embarrassed couple have 13 staff to tip. When just out of college, I lived in a doorman building that had a good sized staff, as well. One thing I learned is that about 2/3 of those people were the most key to my wife's & my own happiness, security, & ease of living in the city, so we tipped each according to the value they added to our lives. I imagine that you can fairly well rank-order the staff in your building according to your own criteria. Take a pot of money that you & your husband can afford (probably between $650 to $850 & divide it among the staff by using a point system you create. Some will get more than $80; others will get less – the doormen you deal with all the time (and your super) may be toward the top end on your list. Those you rarely see or deal with will be on the lower end. This system may remove the guilt you would otherwise feel about tipping some less (because you will know why you are), no one will learn your stressed out financial situation (keeping your hubby happy), and you will continue to receive the level of service you desire from the staff (making you both happy). You may find that this method will serve you well all the years you live in the building. Merry Christmas to you and your building staff!