Manchester United executive vice-chairman Ed Woodward is considering splashing the cash this summer as he ponders whether to meet Borussia Dortmund's £108million valuation of Jadon Sancho.
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Dortmund warned they will not sell the England international because the Red Devils failed to make an offer before their August 10 deadline.
But if United were to meet their demands over the coming weeks it may be difficult to reject the bid, especially as Sancho wants to complete a move to Old Trafford.
Woodward will likely try to put together a package which includes a substantial fee paid up front and the rest made up of instalments and add-ons.
However, former Premier League midfielder Jamie O'Hara thinks it would be "stupid" of United to spend such a sum when many people around the world are struggling by the chaos caused by the coronavirus pandemic.
Man Utd chief Ed Woodward is working on a deal to sign Jadon Sancho (Image: GETTY) "It would be really stupid if everyone struggling in the world, people losing their jobs through redundancies and whatever and United go and spend £100m on one player," O'Hara told talkSPORT. "That is my issue with it.
"If this was a normal market and a normal situation then £100m is probably worth it for a 20-year-old who is going to be one of your best players.
"I just think, don't be held to ransom by Borussia Dortmund because they know that Man Utd really want him.
"Be patient and we all have to understand that the world has changed. Them huge transfer fees shouldn't be happening now."
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"I would love to see Sancho in the Premier League but I don't think [United] should be held to ransom," O'Hara added.
"It is a lot of money if they are talking over £100m - especially in the current climate.
"As much as I'd love him to come, if they have to wait a season then so be it."
Borussia Dortmund want Man Utd to pay £108m for Jadon Sancho (Image: GETTY) He continued: "If they do get Sancho over the line then they are going to be a real force.
"They have been fantastic since lockdown. I thought they ended the season brilliantly."